debt-relief information

Debt relief in sequence - debt-relief

5 Ways to Get Out of Debt


It has been said that everyday more and more associates in the world are being paid into unsecured debt. Once aim for this is the family member ease in which belief card companies and banks are extending acclaim to their customers.

Bad Acclaim Home Loan To Get You Out Of Debt


A "bad accept home loan" can help you climb your way out of debt and get you on track back on the road to upstanding, good credit. There are many lenders who are agreeable to make bad acclaim home loans to you - a loan based on your fair play in your home even if your accept has slipped or isn't as absolute as it could be.

How To Pay Acclaim Card Debt Off


If you are gritty to pay acknowledgment card debt off you are construction the best economic conclusion of your life. The aim acclaim card debt is so bad is as it carries such a high appeal rate.

Five Hot Tips To Get Out Of Debt Forever


The pecuniary and psychological burden of being in debt causes us and our families permanent emotional stress. That stress eats away at the characteristic of our lives and foliage us atmosphere powerless, angry, depressed and helpless.

Is There A Way Out Of Your Debt Problems?


Do you have compound debts? Do you have just one large debt which you could afford, but your situation have since changed? Are you decision it harder each month to meet the payments on your debts?You know debt is a problem, but maybe do not have any idea what the best way out is. Fiscal evils not often just go away, so a blend of some beneficial sort is needed.

Reduce Your Debt With These 5 Tips


It's never affable to accomplish that you're in monetary hot water, but pretending the location doesn't exist is NEVER the way to deal with the problem. If you're having agitate conference monthly payments, find physically borrowing or using accept cards to meet daily expenses, or have one or more of your acknowledgment balance sheet twisted over to a album agency, it's time for you to get down to business and bring your debts back under control.

The Five Most Accepted Questions About Bankruptcy


WILL MY CREDITORS STOP Distressing ME?Yes, they will! By law, all events aligned with a nonpayer must cease once impoverishment papers are filed. Creditors cannot initiate or carry on any lawsuits, wage garnishees, or even call calls demanding payments.

Ten Ways to Get Out of Debt


1) Use your AssetsIf you have assets with some big equity, such as a home or a car you may be able to use these to get be in charge of of your debt. For example, you could get a loan on your home adequate to pay off your debts.

Credit Card Debt & the Discrimination of the Complete Duck Clause


Let's look at a real world example: A woman purchased a new $4,000 large broadcast TV a few months ago based on the awareness her monthly payment was going to be $175, and based on the 9% advantage rate electric by her belief card company. For five months above-board she made all her payments on time, but in the fifth month she was late paying her credit bill, for reasons unknown.

Bankruptcy - The New Scarlet Letter


Nathaniel Hawthorne's book The Scarlet Epistle states in Episode 2, "On the breast of her gown, in fine red cloth, surrounded with an elaborate sewing and fantastic add-ons of gold thread, appeared the correspondence A." The communication A stood for the word adulterer and represented one of the worst insults in society.

New Impoverishment Law - Five Critical Effects to Know


Last April, Convention approved the Liquidation Abuse and Consumer Fortification Act, the most sweeping reform of our nation's impoverishment laws in more than twenty-five years. Proponents of the bill argue that most patrons who file for liquidation do so austerely as they do not wish to pay their bills.

What is Debt Settlement?


Debt arrangement is the course of action of negotiating with your creditors so that you are able to pay off a a few percentage of the debt sum that you owe. A debt agreement ballet company will use altered types of strategies to negotiate with your creditors so that you get the best outcome.

The Human Side - Debt Stress


In all the mechanical argument you hear about accept card debt, the best ways to deal with it and pay it off and all the rest, one thing goes basically ignored. Acclaim card debt is exceedingly stressful, and can have a very destructive achieve on your life, if you let it.

A Debt Exclusion Course Must Be Initiated From You.


The first and maybe most critical step in a debt abolition process, is to acknowledge there's a conundrum and appreciate that a touch has to be done with your situation. Some do it ahead of it is too late, despite the fact that an asthonishing amount of citizens seem to act as if this is not their condition at all.

Two Ways To Debt Relief


There are many debt relief programs out there both off line and online. Every now and then it can be challenging to chose one from the other.

More Articles from Debt Relief Information:
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Jubilee USA Urges Congress to Pass Puerto Rico Aid and Debt Relief Protections  Common Dreams

As Democrats and Republicans head toward a budget showdown this week, several Puerto Rico amendments could be added to budget bills. More than a ...


Student loan borrowers seek class status in lawsuit over debt relief  Reuters

Borrowers accusing student loan servicer Navient of falsely telling them their loans were eligible for a debt relief program for public *service* workers have asked ...


Borrower Beware: Freedom Debt Relief  NerdWallet

Freedom Debt Relief paid millions of dollars in fines and settlements and faces a federal lawsuit alleging it did not deliver help it promised to consumers.


College debt relief for students  WILX-TV

Thousands of college students who were not able to finish their programs because their schools closed, are getting some good news. Their student debt is about ...


Betsy Devos To Forgive $150 Million Of Student Loans  Forbes

The U.S. Department of Education, led by Betsy DeVos, will cancel $150 million of student loans. Here's what you need to know. Student Loan Forgiveness: Who ...


Former ITT Tech students get $600M in debt relief from bankruptcy judge  Indianapolis Business Journal

A federal bankruptcy judge in Indianapolis has given final approval to a $600 million settlement that will affect about 750000 former students of ITT Technical ...


ONLY ON 7: Ameritech Financial employee says embroiled student loan debt relief company was helping people  KGO-TV

For the first time, we are hearing from a current employee of a Sonoma County student loan debt relief company whose CEO is in hot water with the Federal ...


Farmers Throng India's Capital, Demanding Higher Crop Prices, Debt Relief  NPR

Tens of thousands of farmers from across India took to streets of the capital on Friday, demanding relief from debt, higher prices for their produce and a special ...


Feds arrest student debt-relief CEO who allegedly scammed borrowers out of $28 million  MarketWatch

In the summer of 2017, Beverly Sills, a Memphis, Tennessee Veterans Affairs Hospital employee, discovered she hadn't made a payment on her student loans ...


Student Debt Forgiveness Is Really, Really Popular Among Democrats  Slate

Come 2020, at least one major Democratic candidate for president is going to campaign on outright canceling a boatload of student debt.


Assam govt approves debt relief scheme for farmers  All India Radio

The Assam government has approved debt relief scheme for the farmers of the state. The decision was taken in a cabinet meeting held in Guwahati yesterday ...


Greece’s creditors approve debt relief package  Washington Post

A eurozone bailout fund has approved the implementation of a major debt relief plan for Greece that it says would provide the crisis-scarred country significant ...


FTC Settles With Two Student Loan Debt Relief Companies Over Illegal Upfront Fees and False Promises  insideARM.com

Published on: 10 December 2018 at 11:00 a.m. ET. Dec. 10, 2018, 11 a.m. Dec. 10, 2018, 10:42 a.m. insideARM.com The iA Institute. Email to a Peer Share on ...


MN attorney general sues ‘tax debt relief’ firm for violating consumer protections  St. Paul Pioneer Press

Minnesota Attorney General Lori Swanson is suing a “tax debt relief” company for allegedly violating the state's consumer protection laws. Swanson filed a ...


Financial Resolutions To Consider Shared By National Debt Relief  Benzinga

The new year is about to start and National Debt Relief aims to help people put together their financial resolutions for the year. The article titled ...


Executive arrested in $28M student loan debt relief scheme  Washington Times

An executive charged with bilking consumers out of $28 million in a student loan debt relief scam has been arrested in San Francisco.


Sonoma County CEO accused in student loan debt relief scheme to be released on house arrest  KGO-TV

A Sonoma County man accused of running a student loan debt relief scheme that collected 28 million dollars over 4 years appeared in court for the first time ...


Vaspian LLC pitches in to RIP Medical Debt relief efforts - Buffalo Business First  Buffalo Business First

The Buffalo company donated phone systems that allow RIP Medical Debt to reach clients and notify them their medical debt has been purchased and wiped ...


Sonoma County finance executive arrested in $28 million student debt relief scheme  Petaluma Argus Courier

A Sonoma County financial services executive, accused of stealing millions of dollars from borrowers struggling to repay their student loans, was arrested at San ...


Student Loan Debt Has Increased To Nearly $1.5 Trillion, Reports Say  Elite Daily

Over the past decade, attending colleges and universities has become progressively more difficult, not to mention expensive. Well, sadly it doesn't look like this ...


Debit Vs. Credit And Tips To Know Which Ones To Use Shared By National Debt Relief  Benzinga

There are a lot of people who still get confused when to use their credit and debit card that is why National Debt Relief shares some tips to distinguish ...


Is Student Debt Forgiveness Progressive?  Jacobin magazine

Forgiving student debt would benefit more than just the wealthy — but that doesn't mean we should be completely on board. Graduating students celebrate at ...


FTC Halts Student Loan Debt Relief Schemes  ACA International

The operators of two Florida-based student loan debt relief schemes are banned from the debt relief business as part of agreements settling Federal Trade ...


2 New Yorkers Erased $1.5 Million in Medical Debt for Hundreds of Strangers  The New York Times

The women, from Ithaca, raised $12500 so a nonprofit organization could forgive the past-due bills of about 1300 state residents.


FTC temporarily halts student loan debt relief operation  ConsumerAffairs

The FTC has received a temporary injunction halting a California first from making false promises that it can reduce student loan debt.


David's Bridal files for debt relief; aims to avoid closing  Arkansas Democrat-Gazette

David's Bridal Inc., the country's largest specialty bridal chain, is filing for bankruptcy, but it isn't planning to close stores or interrupt operations. David's filed for ...


PM Bakhtadze Kicks off the Debt Relief Website  The FINANCIAL

The FINANCIAL -- Speaking at a news briefing yesterday, PM Bakhtadze said that starting from December 15 through the end of month individuals will be ...


Settlement to provide $1M in debt relief for Arizona consumers  Phoenix Business Journal

Arizona Attorney General Mark Brnovich, along with his counterparts in 41 other states and the District of Columbia, reached a settlement with California-based ...


Students from closed colleges could see their loans erased by U.S. Education Department  NOLA.com

U.S. Secretary of Education Betsy Devos speaks during a news conference at the Marriot Heron Bay in Coral Springs, Fla., in 2018. DeVos has warned ...


Gambia names international advisers to tackle debt, ministry says  Reuters Africa

Gambia's finance ministry has appointed advisers to help put its debt on a "sustainable path", the finance ministry said on Monday.


Upstate NYers medical debt mysteriously paid off  Times Union

For nearly 150 people around the Capital Region who've been hounded for years by debt collectors, the mail should have recently brought some good news.


UFT helps members find student loan relief  United Federation of Teachers

The UFT has formed a partnership with the National Student Debt Forgiveness Center and longtime Retired Teachers Chapter legal provider Feldman, Kramer ...


Alleged student debt relief scam leads to arrest of CEO  MarketWatch

His companies allegedly cost borrowers $28 million in four years.


How American Politicians Abandoned Family Values for Tax Cuts and Debt Relief  Fatherly

American kids are the poorest group out of any other population group across the country. This is because we do not invest in them and never designed a ...


Vulture funds and governments seek profit from Sudan debt relief  CADTM.org

Today (6 dec 2018) the Financial Times has reported that a group of vulture funds have hired lawyer Lee Buchheit to argue for debt relief for Sudan. They hope ...


Tips to Get in Shape for Cheap Shared by National Debt Relief  Virtual-Strategy Magazine

Tips to Get in Shape for Cheap Shared by National Debt Relief There are a lot of people who want to get in shape at the start of the year that is why National.


FTC reaches settlements with two student loan debt relief operators  Lexology

On December 7, as part of Operation Game of Loans—a coordinated effort between the FTC and state law enforcement—the FTC announced settlements with…


Greece's creditors approve the debt relief package | News, Sports, Jobs  Martins Ferry Times Leader

ATHENS, Greece (AP) — A eurozone bailout fund has approved the implementation of a major debt relief plan for Greece that it says would provide the ...


Do You Qualify For Debt Relief? - Debtor and Creditor Legal Blogs Posted by Joseph M. Callahan  Lawyers.com Blog

by Joseph M. Callahan. Posted on December 06, 2018 in Debtor and Creditor. In earlier posts, we've devoted considerable time and energy to discussing ...


Over 1 lakh farmers get Rs1,771-crore debt relief  The Tribune India

Aman Sood. Tribune News *Service*. Baran (Patiala), December 7. Chief Minister Capt Amarinder Singh on Friday announced extension of the loan waiver ...


Who wants to be crippled by student debt?  Financial Times

Quiz shows are an underrated window into history. In the 1950s, The 64,000 Question awarded successful contestants 64,000 sixpences, or £1,600 (later ...


Fla. Man Ordered To Pay Gov't $23M Over Debt-Relief Scam  Law360

A Florida federal judge awarded the Federal Trade Commission and the Florida attorney general a win and $23 million in their lawsuit accusing a man of ...


Here Are Four Ways to Handle Debt Forgiveness That Even Mushy Centrists Might Like  Slate

Canceling all of America's student debt in one big jubilee is a popular idea on the left. It is also, as David Leonhardt points out in a New York Times column this ...


Tips For A Budget-Friendly Holiday Party Shared By National Debt Relief  Benzinga

Christmas is fast approaching that is why National Debt Relief shares some valuable tips on how to organize a cost-efficient holiday party. The article ...


FOX23: Medical Debt | FOX23  KOKI FOX 23

FOX23 is working with R.I.P. Medical Debt to eliminate $1.3 million in medical debt in Green Country. *Content* Continues Below. RIP Medical Debt is a 501(c)(3) ...


Eskom wants R100bn debt relief from state to keep lights on  Business Day

Eskom is to ask the government to take R100bn of its debt onto its own balance sheet as part of a package of measures to turn the troubled company around.


Court grants summary judgment in favor of FTC and Florida State Attorney General in debt relief scam case  Lexology

On December 10, the U.S. District Court for the Middle District of Florida granted the FTC and the Florida Attorney General's motion for summary judgment ...


How to Remove a Closed Account From Your Credit Report  Yahoo Finance

You might think closing a credit card or other account might remove it from your credit report automatically. Credit reports include information for both open and ...


Wiping the slate clean: is it time to reconsider debt forgiveness?  Financial Times

'Debt is still sometimes wiped out in our modern world – through bankruptcies, defaults or sovereign debt restructuring plans – but these events are aberrations, ...


Economists including Stiglitz recommend up to 73% Puerto Rico debt write-down  MarketWatch

Nobel Prize winning economist Joseph Stiglitz says Puerto Rico's current debt position is “unsustainable” and has an idea how much debt relief is necessary to ...


Is Cancelling All Student Debt Progressive?  New York Magazine

Cancelling all student debt would be a windfall for many in the upper middle-class. But that windfall doesn't need to come at the indigent's expense.


India offers Maldives $1.4bn package amid China debt worries  Nikkei Asian Review

NEW DELHI -- India will provide a $1.4 billion line of credit to the Maldives, Prime Minister Narendra Modi announced Monday at a summit meeting here.


Tips On How To Prevent Sabotaging Finances Shared By National Debt Relief  Benzinga

There are times when people are causing their own financial problems that is why National Debt Relief shared some tips on how to prevent it from happening. ...


ITT Tech students score victory in bankruptcy settlement  Washington Post

As creditors of ITT Educational Services fight over the remaining assets of the defunct for-profit college operator, one group has secured a significant victory in ...


If you attended ITT Tech, some of your student debt will be erased  Bankrate.com

A federal judge gave final approval of a $600 million settlement that will erase nearly 750000 students' debt owed to ITT Technical Institute. The settlement ...


The Current State Of Student Loan Rates Explained By National Debt Relief  PR Web

Student loans have helped a lot of students that is why National Debt Relief aims to explain it better. The article titled “What Is The Current State Of Student Loan ...


EFSF approves medium-term debt relief measures for Greece | Kathimerini  www.ekathimerini.com

Τhe European Financial Stability Facility (EFSF) on Thursday said its board approved the implementation of a set of medium-term debt relief measures for ...


Punjab gives Rs 1771 crore debt relief to marginal farmers  Daijiworld.com

Chandigarh, Dec 7 (IANS): Under the Punjab government's farmers' debt relief scheme, Chief Minister Amarinder Singh on Friday gave debt relief against ...


Affordable Winter Travel Destinations Shared By National Debt Relief  Virtual-Strategy Magazine

Affordable Winter Travel Destinations Shared By National Debt Relief A lot of people are eager to get on a vacation during winter that is why National Debt.


Minnesota AG Urges Minnesotans to be on Guard Against Fraudulent Tax Debt Relief Offers  WNAX

Minnesota Attorney General Lori Swanson is urging Minnesotans be on guard against fraudulent tax debt relief offers as we approach year's end. WNAX Radio


Can Student Loan Debt Ever Be Discharged? - Debt Relief Legal Blogs Posted by Joseph M. Callahan  Lawyers.com Blog

by Joseph M. Callahan. Posted on December 05, 2018 in Bankruptcy Debtor and Creditor. he old saying, about death and taxes being the two certainties in life, ...


Betsy DeVos Is Working Hard to Make Student Loan Forgiveness an Impossibility  GQ Magazine

Education Secretary Betsy DeVos is a self-serving billionaire without any of Donald Trump's salesmanship.


EFSF greenlights medium-term debt relief measures for Greece | TornosNews.gr  Tornos News International Edition

The European Financial Stability Facility (EFSF) approved the implementation of a set of medium-term debt relief measures for Greece, it said in a statement on ...


Africa and Rwanda Outlook: Small middle income class and rising narrative  The New Times

The Africa narrative has been changing over the last three decades. It was first the hopeless continent, and then a new light of hope and optimism was cast in the ...


Brazil Weighs Student Debt Relief to Replace Cuban Slave Doctors  Breitbart News

Brazil is considering offering medical students and young doctors debt relief to replace Cuba's slave doctor program.


FTC Halts Deceptive Student Debt Relief Scheme that Bilked Consumers out of Millions  Imperial Valley News

Los Angeles, California - The Federal Trade Commission alleged that a California-based student debt relief scheme bilked consumers out of millions of dollars ...


Tips For Last Minute Affordable Holiday Gift Ideas Shared By National Debt Relief  PR Web

Holidays are fast rolling in and National Debt Relief shares some useful tips to help people who are cramming with their gift ideas. The article titled “Quick!


When Colleges Die | Confessions of a Community College Dean  Inside Higher Ed

The past few weeks have brought a rash of announcements of colleges either dying or coming to the brink of death, but I've been struck by the different ways that ...


Pros And Cons Of Using Personal Loans To Consolidate Debt Shared By National Debt Relief  PR Web

There is a growing number of consumers who are thinking of using a personal loan to consolidate their debts -- that is why National Debt Relief shares some of ...


The troubling reason grandparents should think twice about spoiling their grandkids this holiday season  MarketWatch

Love & Money is a new MarketWatch series looking at how issues surrounding money impact our relationships with significant others, friends and family.


Tips To End The Year On A High Note Shared By National Debt Relief  PR Web

There are a number of consumers who are trying to end the year right that is why National Debt Relief shares tips to accomplish that. The article titled “How To ...


Make Debt 'Relief' Your Last Resort  Lifehacker

Should you trust a debt relief company? That's what we're looking at this week. Each Monday we're tackling one of your pressing personal finance questions by ...


Sonoma County man's designs for student loan empire fall apart amid federal charges  North Bay Business Journal

Brandon Frere was a man with grand plans for his various student loan debt relief companies. Combining bravado and relentless determination, the Ameritech ...


5 Reasons Debt Relief Programs Cause More Pain Than Relief  Forbes Now

Debt relief programs seem too good to be true because they are. Not only do they hurt your credit and cost you; you may end up worse off than when you started.


Farmers march towards Delhi’s Ramlila Maidan to demand debt relief, fair price  Hindustan Times

Thousands of farmers from across the country started marching towards Delhi's Ramlila Maidan on Thursday to participate in two-day “Kisan Mukti March” to ...


What a Brookfield-Leela deal means for the hotels sector  Livemint

News of a potential Brookfield-Leela Hotels deal sent soaring share prices of hotel companies EIH Associated Hotels Ltd and Taj GVK Hotels & Resorts Ltd.


IMF faces China debt dilemma as low income nations seek help  Financial Times

The IMF has warned for more than a year of rising debt levels in low income countries. Now, bailout talks with Pakistan and requests for help from Angola, ...


The Truth About Credit Card Debt Forgiveness  U.S. News & World Report

When some people think about credit card debt forgiveness, it goes something like this: Your debt is erased, and you live happily ever after with no ...


House panel releases last-minute tax breaks, amid uncertainty over passage  CNBC

If you were planning on nabbing a deduction for your mortgage insurance or your college expenses, prepare to sit tight. That's because these and other breaks ...


Goodbye Debt: Picking a Debt Relief Partner  Influencive

Falling behind on your debt? You wouldn't be alone. After all, Americans have lots of it. Between, credit cards, student debt, auto loans, and medical bills, around ...


Closing bell: Sensex rises 77 points, Nifty settles above 10,900  Livemint

The BSE Sensex closed 77.01 points, or 0.21%, up at 36347.08 and the Nifty 50 ended 20.35 points, or 0.19%, higher at 10908.70. Here are the highlights from ...


Freedom Debt Relief Review: Helping You Negotiate Your Debt for a Fee  Student Loan Hero

Debt settlement is a complex process, but companies like Freedom Debt Relief offer guidance for a fee. Learn more in this Freedom Debt Relief review.


Delayed Obama-Era Rule on Student Debt Relief Is to Take Effect  The New York Times

A federal judge has opened the door for tens of thousands of borrowers to have their debt forgiven, delivering a blow to the Education Department, which ...


Maine is offering student loan assistance to people who live and work in the state  CNBC

Maine is offering student debt relief to graduates who live and work in the state. Known for its lobster and lighthouses, Maine also has one of the oldest ...


'Debt relief' a top Google search in Las Vegas  KTNV Las Vegas

If you're struggling to make ends meet, you're not alone. A new study shows that "debt relief" is a top Google search in Las Vegas. A study done by Student Loan ...


Betsy DeVos sued again over delays in student debt relief  CNN

New York (CNN Politics) Secretary of Education Betsy DeVos was hit with another lawsuit Tuesday claiming she failed to cancel student debt owed by people ...


State: Beware of student loan 'debt relief'  THV11.com KTHV

Over the course of a year, Flanagan paid Ameritech Financial every month to help him lower his student loan payment. What he didn't know is that *service* is free ...


Public Service Debt Relief Is Broken  The New York Times

The program that's supposed to help teachers and others with their loans isn't working.


Debt Relief: Understand Your Options  Times Square Chronicles

Debt Relief: Understand Your Options on Times Square Chronicles | Debt relief programs are very effective avenues for paying off large debts conveniently ...


Economic reforms: Part - XXXIX  The News International

In 1968, the Ayub government celebrated a decade of development but the regime was gone in March1969. There is hardly an example in the country's history ...


New program at Pitt asks recent grads to pay it forward for future students  Inside Higher Ed

University of Pittsburgh starts a program in which students will receive aid and will be asked, but not required, to contribute to a fund for future students.


New York AG Sues Debt-Relief Companies  Inside Higher Ed

Telemarketers from several student loan relief companies falsely represented themselves as employees of the federal government and told borrowers they could ...


Paris Club Refund: AGF disobeys Buhari’s order to pay consultants’ $350m fee  Vanguard

…says Gov Yari, asked him to ignore President's payment order. By Soni Daniel, Northern Region Editor Abuja – A major row is brewing in Abuja, Nigeria's ...


Euro zone agrees on debt relief package for Greece  CNBC

Euro zone finance ministers agreed in the early hours of Friday a debt relief package for Greece and a new disbursement of 15 billion euros as part of its current ...


DeVos Proposes to Curtail Debt Relief for Defrauded Students  The New York Times

WASHINGTON — Education Secretary Betsy DeVos proposed on Wednesday to curtail Obama administration loan forgiveness rules for students defrauded by ...


The Best Debt Settlement Companies of 2018 | Find a Loan  U.S. News & World Report

Debt settlement has major risks and drawbacks, but can be a last-ditch option for those buried in debt.


DeVos To Make It Tougher For Defrauded Students To Seek Debt Relief  NPR

The Trump administration is proposing new rules that make it harder for defrauded students to get relief from the federal government, in an attempt to save ...


Debt relief promises: Too good to be true?  WKBW-TV

They come in the mail all the time. Offers from debt relief and debt settlement companies promising to cut your monthly bills by reducing the amount you owe on ...


Maine offering student loan debt relief to bring younger people to the state  WTHR

Maine (WTHR) — As one of the oldest populations in the United States, the state is concerned about satisfying future workforce needs. The state's median age is ...


Feds say they'll forgive your student loan, but almost no one actually benefits  USA TODAY

Student loan forgiveness promises fall far short due to red tape, fine print and bad advice. One program denied debt relief to 99 percent of borrowers.


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